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<P align=center><STRONG><SPAN><FONT size=4>Mortgage and Refinance Solutions</FONT></SPAN></STRONG></P>
<P><FONT size=3><SPAN>Welcome to Morgan Financial</SPAN><SUP><SPAN>™</SPAN></SUP><SPAN>, Inc. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.</SPAN></FONT></P>
<P><SPAN><FONT size=3>We are a licensed Correspondent Lender serving over 30 states offering FHA financing in over 10 of them. </FONT></SPAN></P>
<P><SPAN></SPAN><SPAN><FONT size=3>Learn about interest rates and mortgage payment calculations by coming to our website frequently. Our rates and loan programs change constantly. Mortgage information and current interest rates are essential in forming an educated decision on what mortgage solution or refinance solution will best fit your needs.</FONT></SPAN></P>
<P><SPAN><FONT size=3>Do you have bad credit or a past history of bankruptcy or foreclosure problems? Finding a good mortgage rate or refinance rate with bad credit is not impossible. It takes more work in learning about mortgage products. For example, you will want to know the difference between a fixed rate mortgage and an adjustable rate mortgage, or ARM. There are interest only ARM mortgages which means that you will be able to lower your mortgage payments because you will only be paying the interest and not the principal. It is important to understand that with an ARM mortgage your payments will go up when there is an interest rate change. <BR><BR>Today’s technology is providing a more productive environment in which to work. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.</FONT></SPAN></P>
<P><SPAN><FONT size=3>Educate yourself by asking questions of others about hot topics in the refinance industry in our <STRONG><SPAN>Mortgage and Refinance Chat Room </SPAN></STRONG>by logging in below.</FONT></SPAN></P>
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<P><SPAN><FONT size=3>One of the hottest issues right now in the mortgage industry is whether to refinance from an interest only adjustable rate mortgage. </FONT></SPAN><A href="http://www.Morganfinancial.TV."><SPAN><FONT size=3>www.Morganfinancial.TV</FONT></SPAN></A><SPAN><FONT size=3> is your informational source for up to date rate and loan program information on refinances, interest-only mortgages, adjustable rate mortgages and the interest only refinance rate. This website contains mortgage calculators (often referred to as "mortgage calc interest only" or "mortgage calc refinance" by experienced mortgage brokers). By using these calculators, you can calculate your interest only mortgage rate or interest only refinance rate online, without ever having to speak with a mortgage broker unless and until you choose to.</FONT></SPAN></P>
<P><FONT size=3><SPAN>Even if you have bad credit, Morgan Financial</SPAN><SUP><SPAN>™ </SPAN></SUP><SPAN>may be able to help you with your mortgage and refinance needs. Use the informational resources such as our prequal mortgage and refinance calculator to assist you in deciding what is the best loan program for you, and what loan program has the lowest monthly payments.</SPAN></FONT></P>
<P><SPAN><FONT size=3>Our goal is to provide you with the most educational and informational mortgage and financing website in the industry. Please come back often, as our loan products and mortgage rates change frequently. </FONT></SPAN></P></FONT>
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<P><FONT face=Arial>Morgan Financial<FONT size=1><SUP>™ </SUP><FONT size=3>is a trademark of Morgan Financial, Inc. </FONT></P></FONT></FONT>
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<P><FONT face=Arial>Link to our site contact Jeremy.Sposato</FONT><A href="mailto:Jsposato@Morfi.com"><FONT face=Arial>@Morfi.com</FONT></A></P>
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